Terms and conditions

Terms and conditions + Privacy Policy

Prometheus Finance Limited - Terms and Conditions of use

 1. Terms and Conditions
Welcome to the website of Prometheus Finance Limited (“Prometheus”). These Terms and Conditions apply to your use of this website. By using this website, you are deemed to have read and agree to be bound by these Terms and Conditions. If you do not accept these Terms and Conditions, you should leave this website immediately.

2. Privacy Policy
As well as these Terms and Conditions the Privacy Policy also applies to your access to and use of the website. You should ensure that you read the Privacy Policy in conjunction with these Terms and Conditions. By accessing this website you are deemed to have read and agree to be bound by the Privacy Policy as well as these Terms and Conditions.

3. Amendments
Prometheus reserves the right to amend these Terms and Conditions from time to time. Amendments will be effective immediately upon being placed on this website. Your continued use of the website following such amendments being placed on this website will represent an agreement by you to be bound by the Terms and Conditions as amended. Such amendments may include replacing these Terms and Conditions with entirely new Terms and Conditions.

4. Intellectual Property
Unless otherwise stated, Prometheus is the owner of all copyright, trademarks, and other intellectual property rights in this site or has a valid right to use such copyright, trademarks and other intellectual property rights in this site. This includes without limitation all intellectual property rights in respect of all text, graphics, logos and images on this website. Prometheus’s ownership of and right to use such intellectual property is protected by both New Zealand and international law.

5. Licence
Prometheus grants you a limited licence (“Licence”) for the purpose of accessing and making personal use of this site. Any contravention by you of these Terms and Conditions terminates the Licence immediately. Under no circumstances, without the prior written approval of Prometheus, may you adapt, reproduce, store, distribute, print, display, publish or create derivative works from any part of this website other than in accordance with the Licence. You shall not use any data gathering and extraction tools or software to extract information from this site. You shall not frame or utilize framing techniques to enclose any of the contents of this website without Prometheus’s express prior permission. You may not use any meta tags or other hidden text which incorporate Prometheus’s name or any of its intellectual property including trademarks without Prometheus’s express prior permission. Using any information or content included on this website other than in accordance with the terms of the Licence is strictly prohibited. You agree to fully indemnify Prometheus for any loss or damage it may suffer in contract, tort, equity, statute, regulation or otherwise, including without limitation any economic loss, loss of turnover, profits, business or goodwill, whether direct or consequential, in respect of any third party claims against Prometheus, its related parties, employees, contractors or agents, that may arise as a result of your breach of the Licence.

6. Proprietary Notices
In the event that you are granted permission by Prometheus to use this website or any portion of it or its content other than for personal use, subject to any contrary agreement you reach with Prometheus, you must ensure that all copyright, trademark and other proprietary notices contained in the content are retained.

7. Content
While Prometheus has endeavoured to take all reasonable and appropriate care in the preparation of the content of this website and has no reason to believe that any information contained on this website is inaccurate, Prometheus does not warrant the accuracy, adequacy, or completeness of such information, or that such information is error free. Prometheus does not undertake to keep this website updated. Prometheus does not accept liability for any loss or damage which may result either directly or indirectly from reliance by you upon the accuracy or currency of information contained on this website, including without limitation where such loss or damage is a result of or contributed to by the negligence of Prometheus.

8. Linked Websites
This website may contain links to other websites (“linked websites”). Those links are provided for convenience only and may not remain current or be maintained.

9. Links
Prometheus requires that you obtain the prior written approval of Prometheus before providing any link to this website. Where such approval is given, you further agree that you will not use any Prometheus logo, trademark or other proprietary graphic as part of such link without the express prior approval of Prometheus.

10. Accessing
You must take your own precautions to ensure that the process which you employ for accessing this website does not expose you to the risk of viruses, malicious computer code or other forms of interference which may damage your own computer system. Prometheus does not accept responsibility for any interference or damage to your computer system which may arise in connection with your use of this website or any linked website.

11. Exclusion of Warranty
To the fullest extent permitted by law, in relation to your access and use of this website any condition or warranty either express or which would otherwise be implied by law into these Terms and Conditions is hereby excluded.

12. Exclusion of Liability
Under no circumstances will Prometheus, its employees or its agents be liable to you in contract, tort, equity, statute, regulation or otherwise for any loss, damage, costs, legal costs, professional and other expenses of any nature whatsoever incurred or suffered by you or by any other third party, whether direct or consequential (including without limitation any economic loss or other loss of turnover, profits, business or goodwill) arising out of any dispute or contractual, tortious or other claims or proceedings made by or brought against you which relate in any way to your access and use of the website or in respect of any failure or omission on the part of Prometheus to comply with its obligations as set out in these Terms and Conditions in respect of your access and use of the website.

13. Limitation of Liability
 In the event that any limitation or provision contained in these Terms and Conditions is held to be invalid or unenforceable for any reason and Prometheus becomes liable for any loss or damage that would otherwise have been excluded, Prometheus’s maximum liability in contract, tort, equity, statute, regulation or otherwise for any loss, damage or injury directly or indirectly arising in respect of your access and use of the website is to be limited to $50 in New Zealand currency.

14. Jurisdiction
This website is governed by and is to be interpreted in accordance with the laws of New Zealand and in all matters relating to or arising from your use of the website, you agree to submit to the non-exclusive jurisdiction of the Courts of New Zealand.

15. Disputes
In the event that you have a dispute in respect of the content of this website or relating to or arising from your use of this website, you must immediately notify Prometheus in writing giving details of the dispute. You agree that Prometheus and yourself acting in good faith will then use best endeavours to resolve the dispute.

16. Failure to Comply
Prometheus accepts no liability for any failure to comply with these Terms and Conditions where such failure is due to circumstances beyond its reasonable control.

17. Waiver
If Prometheus waives any rights available to it under these Terms and Conditions on one occasion, this does not mean that those rights will automatically be waived on any other occasion.

18. Severability
If any of these Terms and Conditions is held to be invalid, void, unenforceable or illegal for any reason, such provision shall be deemed to be severed from these Terms and Conditions and the remaining Terms and Conditions shall continue in full force.

19. Queries
 If you have any queries in regard to these Terms and Conditions please don’t hesitate to contact us.

     

Prometheus Finance Limited - Privacy Policy

1. Privacy Policy
Prometheus Finance Limited (“Prometheus”) is committed to protecting your privacy. This Privacy Policy sets out the basis on which Prometheus collects information from you and also the basis on which any such information collected from you is dealt with. By accessing this website, you are deemed to have read and agree to be bound by this Privacy Policy. If you do not accept the terms of this Privacy Policy, you must leave this website immediately.

2. Terms and Conditions
As well as this Privacy Policy the Terms and Conditions of Use (“Terms and Conditions”) for this website also govern your access to and use of the website. You should ensure that you read the Terms and Conditions in conjunction with this Privacy Policy. By accessing this website you are deemed to have read and agree to be bound by the Terms and Conditions as well as this Privacy Policy.

3. Amendments
Prometheus reserves the right to amend this Privacy Policy from time to time. Amendments will be effective immediately upon being placed on this website. Your continued use of the website following such amendments being placed on this website will represent an agreement by you to be bound by the Privacy Policy as amended. Such amendments may include replacing this Privacy Policy with an entirely new Privacy Policy.

4. Collecting Information
Whenever you access this website, Prometheus will collect the following types of information from you:
 a.   The IP address of your machine when connected to the internet and the domain name from which you are accessing the internet;
 b.   The operating system and the browser your computer uses and any search engine you are using;
 c.    The date and time you are visiting; and
 d.    The URLs of the pages you visit, as well as any other information you may explicitly provide in the course of accessing the website, such as your name, gender, email address and other personal details such as telephone number.

5. Further Collection
Prometheus also reserves the right to collect more extensive information where it deems such action is appropriate, such as in the case of any security concerns which may arise. Where possible, information will be obtained directly from you. However, you acknowledge that by accessing the website information may be collected from you as a result of the workings of the website and the attached systems and software.

6. Use of Information
Prometheus uses the information provided by you or generated by your use of the website to provide you with any services or information you may request from Prometheus. Prometheus also uses information collected from you to assess the performance of the website and to ensure that the website serves your needs in the most efficient manner possible.

7. Cookies
Prometheus may also place cookies on your computer. Cookies are alpha numeric identifiers which are transferred to your computer’s hard drive through your web browser to enable Prometheus to recognise you whenever you access this website and therefore better personalise your access of the website. A cookie does not identify you personally but it does identify your computer. The help portion of your browser’s toolbar should tell you how to prevent your browser from accepting new cookies, how to have the browser notify you when you receive a new cookie, or how to disable cookies altogether. You should note however that if you do not allow the use of cookies or do not wish to provide certain information to Prometheus you may not be able to take full advantage of this website and the range of services offered by Prometheus.

We use Remarketing with Google Analytics to advertise online and make ads more relevant (“Remarketing”). Remarketing cookies will be used by Google to show our ads on websites other than our own.

We will also use Remarketing cookies to serve more relevant ads to users based on such users’ past visits to our website, whether those users are on our Website or on other websites. To opt out of Remarketing or to control your ad preferences, please click here. Remarketing cookies will expire 90 days from the time that the cookie is set or updated (whichever is the later).   

8. Statistics
Although Prometheus may use and publish non-personal aggregate statistics and group data about those people who access this website and their usage of the website, subject to the further terms of this Privacy Policy, Prometheus will not share or make public information about you without your prior permission. Our analytics cookies include Google Analytics. To opt out of Google Analytics, please click here or to find out more information about the Google Analytics security and privacy principles please click here.

9. Data Transmission
Unfortunately, no data transmission over the internet can be guaranteed as totally secure. Whilst Prometheus strives to protect such information, we do not warrant and cannot ensure complete security of any information which you transmit to us. Accordingly, any information which you transmit to us is transmitted at your own risk. Nevertheless, once we receive your transmission, we will take reasonable steps to preserve the security of such information.

10. Accessing Information
You are entitled to access any information which Prometheus may hold about you and Prometheus is obliged to provide this information to you as long as it has such information and such information can be readily retrieved. You are also entitled to request Prometheus to correct any inaccuracies in any information which Prometheus holds about you. Prometheus is entitled to charge you for the reasonable costs of retrieving, providing this information and as applicable correcting this information.

11. Providing Information
You agree that Prometheus may provide any personal information it collects about you to its related companies (as defined in section 2(3) of the Companies Act 1993 (NZ)), debt collection and credit reference agencies and any other parties it deems necessary in relation to providing you access to this website, for any services you acquire from Prometheus, to recover any money you owe to Prometheus and to exercise any lawful right Prometheus, its related companies or debt collection and credit reference agencies may have. You also authorise any person to provide Prometheus with such information as Prometheus may require in response to credit enquiries.

12. Disclosing Information
You also agree that Prometheus is entitled to disclose information it holds about you without your prior permission if Prometheus reasonably believes that such disclosure is necessary to
      a.   Conform to legal requirements;
      b.   Comply with legal process or help to maintain the law;
      c.   Protect Prometheus’s rights or property or that of Prometheus’s related companies; or
      d.   Enforce the Terms and Conditions of access to this website.

13. Combining Information
Prometheus may combine any information which it collects from you with information collected by its related companies.

14. Waiver
If Prometheus waives any rights available to it under this Privacy Policy on one occasion, this does not mean that those rights will automatically be waived on any other occasion.

15. Severability
If any provision of this Privacy Policy is held to be invalid, void, unenforceable or illegal for any reason, such provision shall be deemed to be severed from this Privacy Policy and the remaining provisions shall continue in full force.

16. Queries
If you have any queries in regard to our Privacy Policy please don’t hesitate to contact us.